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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

168 rate options from 20 lenders

Alphabetical by lender
Hosper Mortgage

Hosper Advantage

Private · 1-year term
First

Published rateFrom 5.99%

Checked Oct 26, 2026

Lender source
Conditions
Residential · owner-occupied and tenanted properties · eligible GTA, Ontario city and small-town locations · marketable condition
Fees and APR
Fees from 2.00% · completely open after 3 months
Hosper Mortgage

Hosper Advantage

Private · 1-year term
Second

Published rateFrom 8.99%

Checked Oct 26, 2026

Lender source
Conditions
Residential · owner-occupied and tenanted properties · eligible GTA, Ontario city and small-town locations · marketable condition
Fees and APR
Fees from 2.00% · completely open after 3 months
Hosper Mortgage

Hosper Dynamic

Private · 1-year term
First

Published rateFrom 8.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario residential, agricultural, qualifying vacant-land and construction properties · owner-occupied, vacant or rental · equity-based qualification
Fees and APR
Fees from 2.00% · 6-month open and closed terms also available · 12-month term partially open
Hosper Mortgage

Hosper Dynamic

Private · 1-year term
Second

Published rateFrom 10.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario residential, agricultural, qualifying vacant-land and construction properties · owner-occupied, vacant or rental · equity-based qualification
Fees and APR
Fees from 3.00% · 6-month open and closed terms also available · 12-month term partially open
Published rateStarting from 8.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario residential · equity-based approval · no published minimum credit score
Fees and APR
Lender fee applies; percentage not published · One-year term · prepaid-interest option
Lendworth Financial

Private Second Mortgage

Private · 1-year term
Second

Published rateStarting from 9.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario residential · equity-based approval · no published minimum credit score
Fees and APR
Lender fee applies; percentage not published · One-year term · prepaid-interest option
Published rate8.49% indicative

Checked Oct 26, 2026

Lender source
Conditions
Ontario single-family residential · equity-based lending
Fees and APR
2% lender fee · direct borrower broker fee equals lender fee · $4,000 minimum · $375 application fee
Published rate9.49% indicative

Checked Oct 26, 2026

Lender source
Conditions
Ontario single-family residential · equity-based lending
Fees and APR
2.25% lender fee · direct borrower broker fee equals lender fee · $4,000 minimum · $375 application fee
Published rate10.49% indicative

Checked Oct 26, 2026

Lender source
Conditions
Ontario single-family residential · equity-based lending
Fees and APR
2.5% lender fee · direct borrower broker fee equals lender fee · $4,000 minimum · $375 application fee
Published rate11.49% indicative

Checked Oct 26, 2026

Lender source
Conditions
Ontario single-family residential · equity-based lending
Fees and APR
3% lender fee · direct borrower broker fee equals lender fee · $4,000 minimum · $375 application fee
Published rate10.49% indicative

Checked Oct 26, 2026

Lender source
Conditions
Ontario single-family residential · equity-based lending
Fees and APR
2.5% lender fee · direct borrower broker fee equals lender fee · $4,000 minimum · $375 application fee
Published rate11.49% indicative

Checked Oct 26, 2026

Lender source
Conditions
Ontario single-family residential · equity-based lending
Fees and APR
3% lender fee · direct borrower broker fee equals lender fee · $4,000 minimum · $375 application fee