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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

638 rate options from 65 lenders

Alphabetical by lender
WFCU Credit Union

5 Year Fixed 5% Cashback Mortgage

Fixed · 5-year term
First mortgage

Published rate6.99% interest · 6.62% APR · 5-year fixed, 5% cashback

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.
WFCU Credit Union

5 Year Fixed High-Ratio Special

Fixed · 5-year term
First mortgage

Published rate4.59% interest · 4.56% APR · 5-year fixed high-ratio special

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
WFCU Credit Union

5 Year Fixed Mortgage

Fixed · 5-year term
First or second mortgage

Published rate5.89% interest · 5.54% APR · 5-year fixed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
WFCU Credit Union

5 Year Fixed Special

Fixed · 5-year term
First or second mortgage

Published rate4.89% interest · 4.86% APR · 5-year fixed special

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
WFCU Credit Union

6 Month Fixed Mortgage

Fixed · 6-month term
First or second mortgage

Published rate7.29% interest · 7.36% APR · 6-month fixed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
WFCU Credit Union

7 Year Fixed 7% Cashback Mortgage

Fixed · 7-year term
First mortgage

Published rate8.29% interest · 8.16% APR · 7-year fixed, 7% cashback

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
WFCU's older wfcu.ca page calls this a 5% cashback product at the same 8.16% APR. Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.
WFCU Credit Union

7 Year Fixed Mortgage

Fixed · 7-year term
First or second mortgage

Published rate7.19% interest · 7.10% APR · 7-year fixed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
Your Credit Union

1 Year First Mortgage

Fixed · 1-year term
First mortgage

Published rate6.24% 1-year first mortgage

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Your Credit Union

2 Year First Mortgage

Fixed · 2-year term
First mortgage

Published rate5.34% 2-year first mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Your Credit Union

3 Year First Mortgage

Fixed · 3-year term
First mortgage

Published rate5.24% 3-year first mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Your Credit Union

4 Year First Mortgage

Fixed · 4-year term
First mortgage

Published rate5.04% 4-year first mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.