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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

461 rate options from 55 lenders

Alphabetical by lender
CIBC

3 Year Fixed Closed — Special

Fixed · 3-year term
First

Published rate5.09% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
5.11% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CIBC

4 Year Fixed Closed — Posted

Fixed · 4-year term
First

Published rate6.19% posted

Checked Oct 26, 2026

Lender source
Conditions
Amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

4 Year Fixed Closed — Special

Fixed · 4-year term
First

Published rate5.24% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
5.26% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
Published rate4.99% special

Checked Oct 26, 2026

Lender source
Conditions
High-ratio mortgage · greater than 80% LTV · default insurance required · exact maximum LTV not stated
Fees and APR
5.01% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CIBC

5 Year Fixed Closed — Posted

Fixed · 5-year term
First

Published rate6.49% posted

Checked Oct 26, 2026

Lender source
Conditions
Amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

5 Year Fixed Closed — Special

Fixed · 5-year term
First

Published rate5.34% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
5.36% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CIBC

7 Year Fixed Closed — Posted

Fixed · 7-year term
First

Published rate6.30% posted

Checked Oct 26, 2026

Lender source
Conditions
Amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

7 Year Fixed Closed — Special

Fixed · 7-year term
First

Published rate5.54% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
5.56% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
Community Trust

Posted Closed Mortgage Rates

Residential · 2-year term
Not stated by lender

Published rate4.89%

Checked Oct 26, 2026

Lender source
Conditions
Residential mortgage · credit, income and property-location criteria apply
Fees and APR
No acquisition fee stated on rate page · servicing fees may apply
Community Trust

Posted Closed Mortgage Rates

Residential · 1-year term
Not stated by lender

Published rate4.99%

Checked Oct 26, 2026

Lender source
Conditions
Residential mortgage · credit, income and property-location criteria apply
Fees and APR
No acquisition fee stated on rate page · servicing fees may apply
Community Trust

Posted Closed Mortgage Rates

Residential · 4-year term
Not stated by lender

Published rate5.49%

Checked Oct 15, 2026

Lender source
Conditions
Residential mortgage · credit, income and property-location criteria apply
Fees and APR
No acquisition fee stated on rate page · servicing fees may apply
Community Trust

Posted Closed Mortgage Rates

Residential · 3-year term
Not stated by lender

Published rate5.55%

Checked Oct 15, 2026

Lender source
Conditions
Residential mortgage · credit, income and property-location criteria apply
Fees and APR
No acquisition fee stated on rate page · servicing fees may apply