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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

1155 rate options from 91 lenders

Alphabetical by lender
Published rateAs low as 7.50% interest · 7.513% APR

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR is based on the lender's stated $300,000 mortgage, 25-year amortization, monthly payments and $350 valuation fee.
THINK Financial

No Commitment 5 Year Open Variable

Variable · 5-year term
First mortgage

Published ratePrime − 0.25% (4.20%)

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; insured or insurable criteria apply
Fees and APR
Fully open variable product with no payout penalty; THINK states the spread off prime, and 4.20% uses the 4.45% prime. Other conditions apply.
THINK Financial

Rate Relief 1 Year Conventional

Fixed · 1-year term
First mortgage

Published rate5.99% 1-year Rate Relief conventional

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
A 1.0% non-renewal fee applies if the mortgage is not renewed with THINK at the end of the one-year term; other conditions apply.
THINK Financial

Rate Relief 1 Year Insured

Fixed · 1-year term
First mortgage

Published rate4.99% 1-year Rate Relief insured

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; insured or insurable criteria apply
Fees and APR
A 1.5% non-renewal fee applies if the mortgage is not renewed with THINK at the end of the one-year term; other conditions apply.
THINK Financial

Rate Relief 6 Month Introductory Term

Fixed · 6-month term
First mortgage

Published rate2.49% 6-month Rate Relief introductory term

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; insured or insurable criteria apply
Fees and APR
This is an introductory Rate Relief term followed by a lender renewal offer; full product conditions apply.
Published rate5.49% 1-year closed posted rate

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate5.29% 2-year closed posted rate

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.54% 3-year closed posted rate

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate5.09% 4-year closed posted rate

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.89% 5-year closed posted rate

Checked Oct 29, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.