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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

1155 rate options from 91 lenders

Alphabetical by lender
VWR Capital Corp.

Ontario 1 Year First Mortgage

Private · 1-year term
First

Published rate6.95%

Checked Oct 29, 2026

Lender source
Conditions
Residential · stated income · no minimum Beacon · rentals at owner-occupied LTV · condos maximum 65% LTV
Fees and APR
Closed lender fee: $750 up to $500,000 · $2,000 from $500,001–$1,000,000 · $3,250 from $1,000,001–$2,000,000 · $5,750 from $2,000,001–$2,500,000 · rate buy-down maximum 3%
VWR Capital Corp.

Ontario 1 Year First Mortgage

Private · 1-year term
First

Published rate6.95%

Checked Oct 29, 2026

Lender source
Conditions
Residential · stated income · no minimum Beacon · rentals at owner-occupied LTV · condos maximum 65% LTV
Fees and APR
Closed lender fee: $750 up to $500,000 · $2,000 from $500,001–$1,000,000 · $3,250 from $1,000,001–$2,000,000 · $5,750 from $2,000,001–$2,500,000 · rate buy-down maximum 3%
VWR Capital Corp.

Ontario 1 Year First Mortgage

Private · 1-year term
First

Published rate6.95%

Checked Oct 29, 2026

Lender source
Conditions
Residential · stated income · no minimum Beacon · rentals at owner-occupied LTV · condos maximum 65% LTV
Fees and APR
Closed lender fee: $750 up to $500,000 · $2,000 from $500,001–$1,000,000 · $3,250 from $1,000,001–$2,000,000 · $5,750 from $2,000,001–$2,500,000 · rate buy-down maximum 3%
VWR Capital Corp.

Ontario 1 Year Second Mortgage

Private · 1-year term
Second

Published rate9.25%

Checked Oct 29, 2026

Lender source
Conditions
Residential · stated income · no minimum Beacon · rentals at owner-occupied LTV · condos maximum 65% LTV
Fees and APR
Closed lender fee: $750 up to $500,000 · $2,000 from $500,001–$1,000,000 · $3,250 from $1,000,001–$2,000,000 · $5,750 from $2,000,001–$2,500,000 · rate buy-down maximum 3%
VWR Capital Corp.

Ontario 1 Year Second Mortgage

Private · 1-year term
Second

Published rate9.25%

Checked Oct 29, 2026

Lender source
Conditions
Residential · stated income · no minimum Beacon · rentals at owner-occupied LTV · condos maximum 65% LTV
Fees and APR
Closed lender fee: $750 up to $500,000 · $2,000 from $500,001–$1,000,000 · $3,250 from $1,000,001–$2,000,000 · $5,750 from $2,000,001–$2,500,000 · rate buy-down maximum 3%
VWR Capital Corp.

Ontario 1 Year Second Mortgage

Private · 1-year term
Second

Published rate9.25%

Checked Oct 29, 2026

Lender source
Conditions
Residential · stated income · no minimum Beacon · rentals at owner-occupied LTV · condos maximum 65% LTV
Fees and APR
Closed lender fee: $750 up to $500,000 · $2,000 from $500,001–$1,000,000 · $3,250 from $1,000,001–$2,000,000 · $5,750 from $2,000,001–$2,500,000 · rate buy-down maximum 3%
WealthONE Bank of Canada

1 Year Investment-Property Fixed Closed

Fixed · 1-year term
First mortgage

Published rate5.35% interest · 6.50% APR

Checked Oct 29, 2026

Lender source
Conditions
Investment residential property in Canada excluding Quebec; lender credit, income and property-location criteria apply
Fees and APR
APR is based on the lender's stated $150,000 mortgage, 25-year amortization, applicable application fee and provincial closing fee. The Ontario example includes a 1% application fee and $378.12 FCT fee.