- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
Compare mortgage rates
Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.
Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- WFCU shows this rate as WFCU Prime (4.45% on 2026-10-20). Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- Non-owner-occupied properties add 0.25%. Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.
Published rate5.45% interest · 5.47% APR · Prime + 1.00% · open variable
Checked Oct 29, 2026
Lender source- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint. WFCU's older wfcu.ca page shows different, APR-only figures.
WFCU Credit Union
Variable-Rate High-Ratio Mortgage Special (Closed)
Variable · Term not stated
First mortgage
Published rate3.55% interest · 3.54% APR · closed variable high-ratio special
Checked Oct 29, 2026
Lender source- Conditions
- Owner-occupied residential; default-insured/high-ratio criteria apply
- Fees and APR
- WFCU states the spread as "Closed -0.90%"; term not stated on the rates page. Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- Term not stated on the rates page. Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions apply.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions apply.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions apply.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions apply.
Your Credit Union
5 Year 30-Year-Amortization Conventional First Mortgage
Fixed · 5-year term
First mortgage
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions apply.
Your Credit Union
5 Year 30-Year-Amortization High-Ratio First Mortgage
Fixed · 5-year term
First mortgage
- Conditions
- Owner-occupied residential; default-insured/high-ratio criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions apply.