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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

138 rate options from 48 lenders

Alphabetical by lender
Strive Capital

5 Year Adjustable Rate

Variable · 5-year term
First

Published ratePrime − 0.50%

Checked Oct 26, 2026

Lender source
Conditions
Insurable purchase or transfer · 75.01%–80% LTV
Fees and APR
No lender fee stated · premiums may apply · subject to lender approval
Strive Capital

5 Year Adjustable Rate

Variable · 5-year term
First

Published ratePrime − 0.41%

Checked Oct 26, 2026

Lender source
Conditions
Uninsurable purchase, refinance or transfer · up to 80% LTV
Fees and APR
No lender fee stated · premiums may apply · subject to lender approval
Sudbury Credit Union

5 Year Closed Variable

Variable · 5-year term
First mortgage

Published rate4.25% 5-year closed variable

Checked Oct 15, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Talka Credit Union

Home Equity Line of Credit

Variable · Term not stated
First mortgage

Published rate5.20% HELOC posted before interest rebates

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Tangerine Bank

5 Year Variable Mortgage

Variable · 5-year term
First mortgage

Published rate3.95% 5-year variable

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate3.70% interest · 3.748% APR

Checked Oct 19, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR is based on the lender's stated $300,000 mortgage, 25-year amortization, monthly payments and $350 valuation fee.
THINK Financial

No Commitment 5 Year Open Variable

Variable · 5-year term
First mortgage

Published ratePrime − 0.25% (4.20%)

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; insured or insurable criteria apply
Fees and APR
Fully open variable product with no payout penalty; THINK states the spread off prime, and 4.20% uses the 4.45% prime. Other conditions apply.
Ukrainian Credit Union

Best of Both Worlds Capped Rate

Variable · Term not stated
First mortgage

Published rate5.64% capped-rate mortgage

Checked Oct 26, 2026

Lender source
Conditions
Already-built owner-occupied residential; new first-priority mortgage; 25-year amortization or less
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.