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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

1161 rate options from 93 lenders

Alphabetical by lender
Published rate4.99% special

Checked Oct 26, 2026

Lender source
Conditions
High-ratio mortgage · greater than 80% LTV · default insurance required · exact maximum LTV not stated
Fees and APR
5.01% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CIBC

5 Year Fixed Closed — Posted

Fixed · 5-year term
First

Published rate6.49% posted

Checked Oct 26, 2026

Lender source
Conditions
Amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

5 Year Fixed Closed — Special

Fixed · 5-year term
First

Published rate5.34% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
5.36% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
Published rate4.05% special

Checked Oct 26, 2026

Lender source
Conditions
High-ratio mortgage · greater than 80% LTV · default insurance required · exact maximum LTV not stated
Fees and APR
4.07% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CIBC

5 Year Variable Flex — Posted

Variable · 5-year term
First

Published rate4.45% posted

Checked Oct 26, 2026

Lender source
Conditions
Variable Flex mortgage · amortization 25 years or less · exact maximum LTV not stated
Fees and APR
Lender fee not stated on public rate page
CIBC

5 Year Variable Flex — Special

Variable · 5-year term
First

Published rate4.20% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · variable Flex mortgage · amortization 25 years or less · exact maximum LTV not stated
Fees and APR
4.22% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CIBC

5 Year Variable Rate Open — Posted

Variable · 5-year term
First

Published rate7.75% posted

Checked Oct 26, 2026

Lender source
Conditions
Open variable-rate mortgage · amortization 25 years or less · exact maximum LTV not stated
Fees and APR
Lender fee not stated on public rate page
CIBC

6 Month Convertible Mortgage — Posted

Residential · 6-month term
First

Published rate7.55% posted

Checked Oct 26, 2026

Lender source
Conditions
Convertible to a long-term mortgage · amortization 25 years or less · exact maximum LTV not stated
Fees and APR
Lender fee not stated on public rate page
CIBC

6 Month Fixed Open — Posted

Fixed · 6-month term
First

Published rate10.00% posted

Checked Oct 26, 2026

Lender source
Conditions
Open mortgage · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

7 Year Fixed Closed — Posted

Fixed · 7-year term
First

Published rate6.30% posted

Checked Oct 26, 2026

Lender source
Conditions
Amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
Lender fee not stated on public rate page
CIBC

7 Year Fixed Closed — Special

Fixed · 7-year term
First

Published rate5.54% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · amortization 25 years or less · exact maximum LTV not stated on rate page
Fees and APR
5.56% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CMLS Financial

AVEO Flex40 — 1 Year

Alternative · 1-year term
First

Published rate5.29% fixed

Checked Oct 15, 2026

Lender source
Conditions
Residential · Beacon 720+ · 40-year amortization · owner-occupied and rental properties
Fees and APR
2% application fee · 100 bps finder fee is broker compensation · add 0.25% for the 2-year term