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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

461 rate options from 55 lenders

Alphabetical by lender
Luminus Financial

5 Year Closed Co-op Mortgage

Fixed · 5-year term
First mortgage

Published rateFrom 4.99% · 5-year closed co-op

Checked Oct 26, 2026

Lender source
Conditions
Residential co-op or co-ownership; lender criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Luminus Financial

5 Year Closed Fixed Mortgage

Fixed · 5-year term
First mortgage

Published rateFrom 5.59% · 5-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Luminus Financial

5 Year Closed Mortgage Special

Fixed · 5-year term
First mortgage

Published rate4.19% · 5-year closed special

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Limited-time special; may be withdrawn at any time and cannot be combined with other offers. Rates effective 2026-09-29. APR and fees are not stated; approved credit and other conditions apply.
Luminus Financial

7 Year Closed Co-op Mortgage

Fixed · 7-year term
First mortgage

Published rateFrom 6.09% · 7-year closed co-op

Checked Oct 26, 2026

Lender source
Conditions
Residential co-op or co-ownership; lender criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Luminus Financial

7 Year Closed Fixed Mortgage

Fixed · 7-year term
First mortgage

Published rateFrom 5.99% · 7-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

1 Year Closed Fixed

Fixed · 1-year term
First mortgage

Published rate5.54% 1-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

2 Year Closed Fixed

Fixed · 2-year term
First mortgage

Published rate4.84% 2-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rate4.79% 3-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

3 Year Closed High-Ratio

Fixed · 3-year term
First mortgage

Published rate4.34% 3-year closed high-ratio

Checked Oct 15, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate4.99% 4-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

5 Year Closed High-Ratio

Fixed · 5-year term
First mortgage

Published rate4.44% 5-year closed high-ratio

Checked Oct 15, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

5 Year Closed High-Ratio Variable

Variable · 5-year term
First mortgage

Published rate3.45% 5-year closed high-ratio variable

Checked Oct 15, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.