Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

643 rate options from 66 lenders

Alphabetical by lender

Alterna Savings

5 Year Signature Fixed Closed

Fixed · 5-year term
First mortgage

Published rate5.04% interest · 5.08% APR

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: 5.08% APR shown by the lender; Signature pricing requires at least 20% down.

Alterna Savings

5 Year Smart Start High-Ratio Fixed Closed

Fixed · 5-year term
First mortgage

Published rate4.69% interest · 4.73% APR

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: 4.73% APR based on the lender's stated $200,000 mortgage, 25-year amortization, monthly payments and $350 valuation fee.

BAY Credit Union

1 Year Closed Mortgage

Fixed · 1-year term
First mortgage

Published rate5.69% 1-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

BAY Credit Union

1 Year Open Mortgage

Fixed · 1-year term
First mortgage

Published rate8.25% 1-year open

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

BAY Credit Union

2 Year Closed Mortgage

Fixed · 2-year term
First mortgage

Published rate5.39% 2-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

BAY Credit Union

3 Year Closed Mortgage

Fixed · 3-year term
First mortgage

Published rate4.29% 3-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

BAY Credit Union

3 Year Conventional Closed Special

Fixed · 3-year term
First mortgage

Published rate4.29% 3-year conventional closed special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

BAY Credit Union

3 Year Insured Closed Special

Fixed · 3-year term
First mortgage

Published rate3.99% 3-year insured closed special

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; default-insured criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; special is for new purchases or switches and conditions apply.

BAY Credit Union

4 Year Closed Mortgage

Fixed · 4-year term
First mortgage

Published rate4.99% 4-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

BAY Credit Union

5 Year Closed Mortgage

Fixed · 5-year term
First mortgage

Published rate5.89% 5-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

BCU Financial

1 Year Closed Fixed

Fixed · 1-year term
First mortgage

Published rateFrom 5.99% interest · 6.11% APR

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: 6.11% APR shown by the lender.

BCU Financial

2 Year Closed Fixed

Fixed · 2-year term
First mortgage

Published rateFrom 5.69% interest · 5.75% APR

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: 5.75% APR shown by the lender.