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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

138 rate options from 48 lenders

Alphabetical by lender
CIBC

5 Year Variable Flex — Posted

Variable · 5-year term
First

Published rate4.45% posted

Checked Oct 26, 2026

Lender source
Conditions
Variable Flex mortgage · amortization 25 years or less · exact maximum LTV not stated
Fees and APR
Lender fee not stated on public rate page
CIBC

5 Year Variable Flex — Special

Variable · 5-year term
First

Published rate4.20% special

Checked Oct 26, 2026

Lender source
Conditions
New mortgage special · variable Flex mortgage · amortization 25 years or less · exact maximum LTV not stated
Fees and APR
4.22% APR · APR assumes a $275,000 mortgage, 25-year amortization and $300 property valuation fee · lender fee not stated
CIBC

5 Year Variable Rate Open — Posted

Variable · 5-year term
First

Published rate7.75% posted

Checked Oct 26, 2026

Lender source
Conditions
Open variable-rate mortgage · amortization 25 years or less · exact maximum LTV not stated
Fees and APR
Lender fee not stated on public rate page
Comtech Fire Credit Union

5 Year Variable Mortgage

Variable · 5-year term
First mortgage

Published rate4.45% 5-year variable mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Desjardins

1 Year Open Regular Variable

Variable · 1-year term
First mortgage

Published rate5.70% 1-year open regular variable

Checked Oct 19, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Desjardins

2 Year Open Regular Variable

Variable · 2-year term
First mortgage

Published rate5.70% 2-year open regular variable

Checked Oct 19, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Desjardins

5 Year Closed Protected Variable

Variable · 5-year term
First mortgage

Published rate4.70% current · 7.54% maximum protected rate

Checked Oct 19, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Desjardins

5 Year Closed Reduced Variable

Variable · 5-year term
First mortgage

Published rate4.45% 5-year closed reduced variable

Checked Oct 19, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Desjardins

5 Year Closed Reduced Variable Special

Variable · 5-year term
First mortgage

Published rate4.10% 5-year closed reduced variable special

Checked Oct 19, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.