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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

643 rate options from 66 lenders

Alphabetical by lender
IC Savings

3 Year Fixed Closed Mortgage

Fixed · 3-year term
First mortgage

Published rate5.09% interest · 5.26% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
IC Savings

4 Year Fixed Closed Mortgage

Fixed · 4-year term
First mortgage

Published rate5.24% interest · 5.34% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
IC Savings

5 Year Fixed Closed Mortgage

Fixed · 5-year term
First mortgage

Published rate5.34% interest · 5.40% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
Innovation Federal Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate6.990% interest · 7.123% APR

Checked Oct 22, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.