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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

461 rate options from 55 lenders

Alphabetical by lender
Northern Credit Union

3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rate6.09% 3-year closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate4.29% 3-year high-ratio special

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate6.19% 4-year closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate4.79% 5-year conventional special

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Northern's mortgages page features 4.59% for this special; its rate table shows 4.79%. APR and fees are not stated; lender conditions apply.
Northern Credit Union

5 Year Closed Fixed

Fixed · 5-year term
First mortgage

Published rate6.29% 5-year closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

5 Year Closed High-Ratio

Fixed · 5-year term
First mortgage

Published rate4.49% 5-year closed high-ratio

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate5.20% 1-year closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Residential; conventional mortgages up to 80% LTV and CMHC-insured mortgages up to 95% LTV are described; lender membership and qualification criteria apply; 90-day pre-approval rate guarantee available
Fees and APR
The lender states that assistance with legal and appraisal fees may be available; APR and exact fee assumptions are not stated.
Published rate4.89% 2-year closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Residential; conventional mortgages up to 80% LTV and CMHC-insured mortgages up to 95% LTV are described; lender membership and qualification criteria apply; 90-day pre-approval rate guarantee available
Fees and APR
The lender states that assistance with legal and appraisal fees may be available; APR and exact fee assumptions are not stated.
Published rate4.69% 3-year closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Residential; conventional mortgages up to 80% LTV and CMHC-insured mortgages up to 95% LTV are described; lender membership and qualification criteria apply; 90-day pre-approval rate guarantee available
Fees and APR
The lender states that assistance with legal and appraisal fees may be available; APR and exact fee assumptions are not stated.
Published rate4.79% 4-year closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Residential; conventional mortgages up to 80% LTV and CMHC-insured mortgages up to 95% LTV are described; lender membership and qualification criteria apply; 90-day pre-approval rate guarantee available
Fees and APR
The lender states that assistance with legal and appraisal fees may be available; APR and exact fee assumptions are not stated.
Published rate4.79% 5-year closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Residential; conventional mortgages up to 80% LTV and CMHC-insured mortgages up to 95% LTV are described; lender membership and qualification criteria apply; 90-day pre-approval rate guarantee available
Fees and APR
The lender states that assistance with legal and appraisal fees may be available; APR and exact fee assumptions are not stated.
Published rate6.99% 6-month closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Residential; conventional mortgages up to 80% LTV and CMHC-insured mortgages up to 95% LTV are described; lender membership and qualification criteria apply; 90-day pre-approval rate guarantee available
Fees and APR
The lender states that assistance with legal and appraisal fees may be available; APR and exact fee assumptions are not stated.