Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

643 rate options from 66 lenders

Alphabetical by lender

Luminus Financial

3 Year Closed Co-op Mortgage

Fixed · 3-year term
First mortgage

Published rateFrom 4.84% · 3-year closed co-op

Checked Oct 26, 2026

Lender source

Conditions: Residential co-op or co-ownership; lender criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Luminus Financial

3 Year Closed Fixed Mortgage

Fixed · 3-year term
First mortgage

Published rateFrom 5.30% · 3-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Luminus Financial

3 Year Closed Mortgage Special

Fixed · 3-year term
First mortgage

Published rate4.59% · 3-year closed special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Limited-time special; may be withdrawn at any time and cannot be combined with other offers. Rates effective 2026-09-29. APR and fees are not stated; approved credit and other conditions apply.

Luminus Financial

4 Year Closed Co-op Mortgage

Fixed · 4-year term
First mortgage

Published rateFrom 5.79% · 4-year closed co-op

Checked Oct 26, 2026

Lender source

Conditions: Residential co-op or co-ownership; lender criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Luminus Financial

4 Year Closed Fixed Mortgage

Fixed · 4-year term
First mortgage

Published rateFrom 5.44% · 4-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Luminus Financial

5 Year Closed Co-op Mortgage

Fixed · 5-year term
First mortgage

Published rateFrom 4.99% · 5-year closed co-op

Checked Oct 26, 2026

Lender source

Conditions: Residential co-op or co-ownership; lender criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Luminus Financial

5 Year Closed Fixed Mortgage

Fixed · 5-year term
First mortgage

Published rateFrom 5.59% · 5-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Luminus Financial

5 Year Closed Mortgage Special

Fixed · 5-year term
First mortgage

Published rate4.19% · 5-year closed special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Limited-time special; may be withdrawn at any time and cannot be combined with other offers. Rates effective 2026-09-29. APR and fees are not stated; approved credit and other conditions apply.

Luminus Financial

7 Year Closed Co-op Mortgage

Fixed · 7-year term
First mortgage

Published rateFrom 6.09% · 7-year closed co-op

Checked Oct 26, 2026

Lender source

Conditions: Residential co-op or co-ownership; lender criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Luminus Financial

7 Year Closed Fixed Mortgage

Fixed · 7-year term
First mortgage

Published rateFrom 5.99% · 7-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

1 Year Closed Fixed

Fixed · 1-year term
First mortgage

Published rate5.54% 1-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Mainstreet Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate9.45% 1-year open

Checked Oct 15, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.