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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

643 rate options from 66 lenders

Alphabetical by lender
BCU Financial

3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rateFrom 5.29% interest · 5.44% APR

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
5.44% APR shown by the lender.
BCU Financial

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rateFrom 5.29% interest · 5.44% APR

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
5.44% APR shown by the lender.
BCU Financial

5 Year Fixed Mortgage

Fixed · 5-year term
First mortgage

Published rateFrom 4.99% for 5-year fixed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
5.14% APR shown by the lender; rate is displayed as a starting rate and conditions apply.
BCU Financial

6 Month Open Fixed

Fixed · 6-month term
First mortgage

Published rateFrom 7.94% interest · 7.98% APR

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
7.98% APR shown by the lender.
BMO

3 Year Fixed Closed Special

Fixed · 3-year term
First mortgage

Published rate4.94% 3-year fixed closed special

Checked Oct 26, 2026

Lender source
Conditions
Residential; amortization of 25 years or less for displayed special
Fees and APR
4.97% APR shown by BMO for amortizations of 25 years or less; APR assumptions and other conditions are stated on the source page.
BMO

5 Year Smart Fixed Default-Insured

Fixed · 5-year term
First mortgage

Published rate4.99% · 5-year Smart Fixed default-insured (APR 5.01%)

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
The official terms page publishes this figure as APR; additional product conditions apply.
Caisse Alliance

1 Year Closed Fixed Posted

Fixed · 1-year term
First mortgage

Published rate5.74% interest · 6.115% APR

Checked Oct 19, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $250,000 mortgage and $300 processing fee, including property-valuation costs.
Caisse Alliance

1 Year Closed Fixed Special

Fixed · 1-year term
First mortgage

Published rate5.24% interest

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The lender's page prints 5.865% APR beside this 5.24% rate, the same APR it showed with the earlier 5.49% rate, so the APR is not repeated here · APR assumes the lender's stated $250,000 mortgage and $300 processing fee, including property-valuation costs.
Caisse Alliance

1 Year Open Fixed Special

Fixed · 1-year term
First mortgage

Published rate9.75% interest · 10.128% APR

Checked Oct 19, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $250,000 mortgage and $300 processing fee, including property-valuation costs.
Caisse Alliance

2 Year Closed Fixed Posted

Fixed · 2-year term
First mortgage

Published rate5.49% interest · 5.687% APR

Checked Oct 19, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $250,000 mortgage and $300 processing fee, including property-valuation costs.
Caisse Alliance

2 Year Closed Fixed Special

Fixed · 2-year term
First mortgage

Published rate5.04% interest · 5.236% APR

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $250,000 mortgage and $300 processing fee, including property-valuation costs.