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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

461 rate options from 55 lenders

Alphabetical by lender
Published rate4.79% 5-year closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
SBI Canada Bank

1 Year Posted Closed Fixed Mortgage

Fixed · 1-year term
First mortgage

Published rate7.25% 1-year posted closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
Fees and APR
Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
SBI Canada Bank

2 Year Posted Closed Fixed Mortgage

Fixed · 2-year term
First mortgage

Published rate6.75% 2-year posted closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
Fees and APR
Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
SBI Canada Bank

3 Year Closed Variable Mortgage

Variable · 3-year term
First mortgage

Published rateSBIC CAD Prime - 0.20% (4.25% at published 4.45% Prime)

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
Fees and APR
Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
Published rate4.15% 3-year featured closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; 25-year amortization or less; conventional or CMHC-insured high-LTV programs are described; lender criteria and restrictions apply
Fees and APR
4.2491% APR shown by SBI Canada Bank based on a $550,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
SBI Canada Bank

3 Year Posted Closed Fixed Mortgage

Fixed · 3-year term
First mortgage

Published rate5.10% 3-year posted closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
Fees and APR
Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
SBI Canada Bank

5 Year Closed Variable Mortgage

Variable · 5-year term
First mortgage

Published rateSBIC CAD Prime - 0.35% (4.10% at published 4.45% Prime)

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
Fees and APR
Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
Published rate4.20% 5-year featured closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
Fees and APR
Featured-rate APR assumes a $550,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
SBI Canada Bank

5 Year Posted Closed Fixed Mortgage

Fixed · 5-year term
First mortgage

Published rate5.15% 5-year posted closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; conventional and CMHC-insured high-LTV programs are described, subject to lender criteria
Fees and APR
Posted-rate APR assumes a $350,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.
Published rateStarting at 6.99%

Checked Oct 29, 2026

Lender source
Conditions
Ontario residential mortgage; low-documentation underwriting with no published minimum Beacon score
Fees and APR
Rates and fees vary with LTV, location, loan size and risk; the public sheet does not state a reusable APR or fee amount.
Published rateStarting at 9.99%

Checked Oct 29, 2026

Lender source
Conditions
Ontario residential mortgage; open or closed options with no published minimum Beacon score
Fees and APR
Rates and fees vary with LTV, location, loan size and risk; the public sheet does not state a reusable APR or fee amount.