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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

118 rate options from 61 lenders

Alphabetical by lender
Published rate4.54% · 3-year fixed high-ratio special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.
Frontline Credit Union

3 Year Closed Mortgage

Fixed · 3-year term
First mortgage

Published rate4.75% 3-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Ganaraska Financial

3 Year Fixed Mortgage

Fixed · 3-year term
First mortgage

Published rate4.79% 3-year fixed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender terms and conditions apply.
Published rate4.25% 3-year closed first mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
The official fee table lists individually priced appraisals, a $300 discharge fee and other transaction fees; APR is not stated.
Published rate5.35% 3-year closed second mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
The official fee table lists individually priced appraisals, a $300 discharge fee and other transaction fees; APR is not stated.
IC Savings

3 Year Fixed Closed Mortgage

Fixed · 3-year term
First mortgage

Published rate5.09% interest · 5.26% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
Kawartha Financial Services

3 Year Fixed High-Ratio

Fixed · 3-year term
First mortgage

Published rate4.39% 3-year high-ratio fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.