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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

1161 rate options from 93 lenders

Alphabetical by lender
Hosper Mortgage

Hosper Advantage

Private · 1-year term
First

Published rateFrom 5.99%

Checked Oct 29, 2026

Lender source
Conditions
Residential · owner-occupied and tenanted properties · eligible GTA, Ontario city and small-town locations · marketable condition
Fees and APR
Fees from 2.00% · completely open after 3 months
Hosper Mortgage

Hosper Advantage

Private · 1-year term
Second

Published rateFrom 8.99%

Checked Oct 29, 2026

Lender source
Conditions
Residential · owner-occupied and tenanted properties · eligible GTA, Ontario city and small-town locations · marketable condition
Fees and APR
Fees from 2.00% · completely open after 3 months
Hosper Mortgage

Hosper Dynamic

Private · 1-year term
First

Published rateFrom 8.99%

Checked Oct 29, 2026

Lender source
Conditions
Ontario residential, agricultural, qualifying vacant-land and construction properties · owner-occupied, vacant or rental · equity-based qualification
Fees and APR
Fees from 2.00% · 6-month open and closed terms also available · 12-month term partially open
Hosper Mortgage

Hosper Dynamic

Private · 1-year term
Second

Published rateFrom 10.99%

Checked Oct 29, 2026

Lender source
Conditions
Ontario residential, agricultural, qualifying vacant-land and construction properties · owner-occupied, vacant or rental · equity-based qualification
Fees and APR
Fees from 3.00% · 6-month open and closed terms also available · 12-month term partially open
IC Savings

1 Year Fixed Closed Mortgage

Fixed · 1-year term
First mortgage

Published rate5.09% interest · 5.79% APR

Checked Oct 29, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
IC Savings

2 Year Fixed Closed Mortgage

Fixed · 2-year term
First mortgage

Published rate4.84% interest · 5.15% APR

Checked Oct 29, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
IC Savings

3 Year Fixed Closed Mortgage

Fixed · 3-year term
First mortgage

Published rate5.09% interest · 5.26% APR

Checked Oct 29, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
IC Savings

4 Year Fixed Closed Mortgage

Fixed · 4-year term
First mortgage

Published rate5.24% interest · 5.34% APR

Checked Oct 29, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
IC Savings

5 Year Fixed Closed Mortgage

Fixed · 5-year term
First mortgage

Published rate5.34% interest · 5.40% APR

Checked Oct 29, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.