Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

1161 rate options from 93 lenders

Alphabetical by lender

Libro Credit Union

3 Year Closed Fixed

Fixed · 3-year term
First mortgage

Published rate5.29% 3-year closed

Checked Oct 29, 2026

Lender source

Conditions: Owner-occupied residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Libro Credit Union

3 Year Closed High-Ratio

Fixed · 3-year term
First mortgage

Published rate4.59% 3-year closed high-ratio

Checked Oct 29, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Libro Credit Union

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate5.29% 4-year closed

Checked Oct 29, 2026

Lender source

Conditions: Owner-occupied residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Libro Credit Union

5 Year Closed 2.5% Cash Back

Fixed · 5-year term
First mortgage

Published rate5.94% 5-year closed · 2.5% cash back

Checked Oct 29, 2026

Lender source

Conditions: Owner-occupied residential; lender qualification criteria apply
Fees and APR: The rate includes a 2.5% cash-back feature; repayment and offer conditions apply.

Libro Credit Union

5 Year Closed Fixed

Fixed · 5-year term
First mortgage

Published rate5.34% 5-year closed

Checked Oct 29, 2026

Lender source

Conditions: Owner-occupied residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Libro Credit Union

5 Year Closed Variable

Variable · 5-year term
First mortgage

Published rateFrom 4.40% · Libro Prime − 0.30%

Checked Oct 29, 2026

Lender source

Conditions: Owner-occupied residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Libro Credit Union

5 Year High-Ratio Mortgage

Fixed · 5-year term
First mortgage

Published rate4.64% 5-year high-ratio fixed

Checked Oct 29, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Libro Credit Union

6 Month Closed Fixed

Fixed · 6-month term
First mortgage

Published rate7.75% 6-month closed

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Libro Credit Union

7 Year Closed Fixed

Fixed · 7-year term
First mortgage

Published rate6.29% 7-year closed

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Luminus Financial

1 Year Closed Co-op Mortgage

Fixed · 1-year term
First mortgage

Published rateFrom 6.09% · 1-year closed co-op

Checked Oct 26, 2026

Lender source

Conditions: Residential co-op or co-ownership; lender criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Luminus Financial

1 Year Closed Fixed Mortgage

Fixed · 1-year term
First mortgage

Published rateFrom 5.54% · 1-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.

Luminus Financial

1 Year Open Co-op Mortgage

Fixed · 1-year term
First mortgage

Published rateFrom 6.10% · 1-year open co-op

Checked Oct 26, 2026

Lender source

Conditions: Residential co-op or co-ownership; lender criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.