- Conditions
- Residential property; lender membership, credit and qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Compare mortgage rates
Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.
Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.
- Conditions
- Residential property; lender membership, credit and qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
- Conditions
- Residential property; lender membership, credit and qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
- Conditions
- Owner-occupied residential property; mortgage-default-insured or high-ratio criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
- Conditions
- Residential property; lender membership, credit and qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rateStarting at Prime + 0.00% (4.45% at published Prime 4.45%)
Checked Oct 26, 2026
Lender source- Conditions
- Residential property; lender membership, credit and qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rateStarting at Prime + 1.00% (5.45% at published Prime 4.45%)
Checked Oct 26, 2026
Lender source- Conditions
- Residential property; lender membership, credit and qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR shown by the lender assumes a $350,000 mortgage, 25-year amortization, a $5 monthly administration fee and a $350 appraisal fee.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR shown by the lender assumes a $350,000 mortgage, 25-year amortization, a $5 monthly administration fee and a $350 appraisal fee.
- Conditions
- Owner-occupied residential; default-insured/high-ratio criteria apply
- Fees and APR
- 4.73% APR shown by National Bank; APR assumptions and other conditions are stated on the source page.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR shown by the lender assumes a $350,000 mortgage, 25-year amortization, a $5 monthly administration fee and a $350 appraisal fee.
National Bank Optimum Mortgage
Alternative Fixed-Rate Mortgage
Alternative · 1-year term
Not stated by lender
- Conditions
- Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
- Fees and APR
- $3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.77% APR