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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

1156 rate options from 92 lenders

Alphabetical by lender
National Bank Optimum Mortgage

Alternative Fixed-Rate Mortgage

Alternative · 2-year term
Not stated by lender

Published rate7.49%

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
Fees and APR
$3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.23% APR
National Bank Optimum Mortgage

Alternative Fixed-Rate Mortgage

Alternative · 3-year term
Not stated by lender

Published rate7.59%

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
Fees and APR
$3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.12% APR
National Bank Optimum Mortgage

Alternative Fixed-Rate Mortgage

Alternative · 4-year term
Not stated by lender

Published rate7.89%

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 500
Fees and APR
$3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 8.31% APR
National Bank Optimum Mortgage

Alternative Variable-Rate Mortgage

Alternative · 5-year term
Not stated by lender

Published ratePrime + 2.00% (6.45%)

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied, second-home, recreational, rental and eligible acreage properties · minimum FICO 600
Fees and APR
$3,500 application fee · $350 title insurance · $500 appraisal fee may apply · $25 monthly administration fee · 6.81% APR
nesto

10 Year Insured Fixed

Fixed · 10-year term
First mortgage

Published rate8.24% 10-year insured fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
Lowest advertised insured pricing applies to stated balance, property-value, purchase or switch criteria; other conditions apply.
nesto

2 Year Insured Fixed

Fixed · 2-year term
First mortgage

Published rate5.09% 2-year insured fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
Lowest advertised insured pricing applies to stated balance, property-value, purchase or switch criteria; other conditions apply.
nesto

3 Year Insured Fixed

Fixed · 3-year term
First mortgage

Published rate4.54% 3-year insured fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
Lowest advertised insured pricing applies to stated balance, property-value, purchase or switch criteria; other conditions apply.
nesto

3 Year Insured Variable

Variable · 3-year term
First mortgage

Published rate3.60% 3-year insured variable

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
Lowest advertised insured pricing applies to stated balance, property-value, purchase or switch criteria; other conditions apply.
nesto

4 Year Insured Fixed

Fixed · 4-year term
First mortgage

Published rate4.79% 4-year insured fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
Lowest advertised insured pricing applies to stated balance, property-value, purchase or switch criteria; other conditions apply.
nesto

5 Year Insured Fixed

Fixed · 5-year term
First mortgage

Published rate4.59% 5-year insured fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
Lowest advertised insured pricing applies to stated balance, property-value, purchase or switch criteria; other conditions apply.
nesto

5 Year Insured Variable Mortgage

Variable · 5-year term
First mortgage

Published rate3.41% 5-year insured variable

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured criteria apply
Fees and APR
APR and fees are not stated for this row on the public comparison page; qualification and lender conditions apply.
nesto

7 Year Insured Fixed

Fixed · 7-year term
First mortgage

Published rate6.69% 7-year insured fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
Lowest advertised insured pricing applies to stated balance, property-value, purchase or switch criteria; other conditions apply.