WhichLender.caYour comparison 0

Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

162 rate options from 65 lenders

Alphabetical by lender
Ganaraska Financial

5 Year Fixed Mortgage

Fixed · 5-year term
First mortgage

Published rate5.09% 5-year fixed

Checked Oct 22, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Published rate4.59% 5-year closed first mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
The official fee table lists individually priced appraisals, a $300 discharge fee and other transaction fees; APR is not stated.
Published rate5.49% 5-year closed second mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
The official fee table lists individually priced appraisals, a $300 discharge fee and other transaction fees; APR is not stated.
Home Trust

5 Year Insured Mortgage

Fixed · 5-year term
First mortgage

Published rate4.64% 5-year insured fixed

Checked Sep 1, 2026

Lender source
Conditions
Owner-occupied residential; default-insured criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
IC Savings

5 Year Fixed Closed Mortgage

Fixed · 5-year term
First mortgage

Published rate5.34% interest · 5.40% APR

Checked Oct 26, 2026

Lender source
Conditions
Fully qualified residential mortgage; lender approval criteria apply
Fees and APR
APR is based on a $400,000 mortgage, 30-year amortization, monthly payments and a $600 property-valuation fee; additional fees change the APR.
Kawartha Financial Services

5 Year Closed High-Ratio

Fixed · 5-year term
First mortgage

Published rate4.44% 5-year closed high-ratio

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate4.95% 5-year conventional special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
The lender states APR equals the annual interest rate when no additional borrowing fees apply.