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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

1156 rate options from 92 lenders

Alphabetical by lender
Published rate4.29% 3-year high-ratio special

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

4 Year Closed Fixed

Fixed · 4-year term
First mortgage

Published rate6.19% 4-year closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate4.79% 5-year conventional special

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Northern's mortgages page features 4.59% for this special; its rate table shows 4.79%. APR and fees are not stated; lender conditions apply.
Northern Credit Union

5 Year Closed Fixed

Fixed · 5-year term
First mortgage

Published rate6.29% 5-year closed

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

5 Year Closed High-Ratio

Fixed · 5-year term
First mortgage

Published rate4.49% 5-year closed high-ratio

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate6.45% 5-year open variable

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

6 Month Open Fixed

Fixed · 6-month term
First mortgage

Published rate8.50% 6-month open

Checked Oct 29, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northside MIC

Commercial First Mortgage

Commercial · Term not stated
First

Published rateStarting at 10.99%

Checked Oct 29, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2.5% · 6–12 month term · application and commitment fees may apply
Northside MIC

Commercial Second Mortgage

Commercial · Term not stated
Second

Published rateStarting at 12.99%

Checked Oct 29, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2.5% · 6–12 month term · application and commitment fees may apply
Northside MIC

Construction First Mortgage

Construction · Term not stated
First

Published rateStarting at 9.99%

Checked Oct 29, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2.5% · 6–12 month term · application and commitment fees may apply
Northside MIC

Construction Second Mortgage

Construction · Term not stated
Second

Published rateStarting at 11.49%

Checked Oct 29, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2.5% · 6–12 month term · application and commitment fees may apply