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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

1156 rate options from 92 lenders

Alphabetical by lender
Oshawa Community Credit Union

Meritline First Mortgage

Variable · Term not stated
First mortgage

Published ratePrime + 0.75% (5.20% at published Prime 4.45%)

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Oshawa Community Credit Union

Meritline Second Mortgage

Variable · Term not stated
Second mortgage

Published ratePrime + 1.75% (6.20% at published Prime 4.45%)

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Oshawa Community Credit Union

Variable-Rate First Mortgage

Variable · Term not stated
First mortgage

Published ratePrime + 0.75% (5.20% at published Prime 4.45%)

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Pathwise Credit Union

5 Year Closed Fixed Insured Mortgage

Fixed · 5-year term
First mortgage

Published rate4.99% 5-year closed fixed high-ratio special

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Peace Hills Trust Company

1 Year Closed Residential Mortgage

Fixed · 1-year term
First mortgage

Published rate5.49% 1-year closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; credit approval and mortgage-default-insurance conditions apply
Fees and APR
The lender states that interest equals APR when no fees apply; mortgage-default-insurance premiums included in the mortgage increase APR. Credit approval and other conditions apply.
Peace Hills Trust Company

2 Year Closed Residential Mortgage

Fixed · 2-year term
First mortgage

Published rate5.39% 2-year closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; credit approval and mortgage-default-insurance conditions apply
Fees and APR
The lender states that interest equals APR when no fees apply; mortgage-default-insurance premiums included in the mortgage increase APR. Credit approval and other conditions apply.
Peace Hills Trust Company

3 Year Closed Residential Mortgage

Fixed · 3-year term
First mortgage

Published rate4.89% 3-year closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; credit approval and mortgage-default-insurance conditions apply
Fees and APR
The lender states that interest equals APR when no fees apply; mortgage-default-insurance premiums included in the mortgage increase APR. Credit approval and other conditions apply.
Peace Hills Trust Company

4 Year Closed Residential Mortgage

Fixed · 4-year term
First mortgage

Published rate5.04% 4-year closed fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; credit approval and mortgage-default-insurance conditions apply
Fees and APR
The lender states that interest equals APR when no fees apply; mortgage-default-insurance premiums included in the mortgage increase APR. Credit approval and other conditions apply.
Peace Hills Trust Company

5 Year Closed Residential Mortgage

Fixed · 5-year term
First mortgage

Published rate4.59% 5-year closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; credit approval and mortgage-default-insurance conditions apply
Fees and APR
The lender states that interest equals APR when no fees apply; a mortgage-default-insurance premium included in the mortgage increases APR. Credit approval and other conditions apply.