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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

1156 rate options from 92 lenders

Alphabetical by lender
Published rate7.74% 6-month closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; credit approval and mortgage-default-insurance conditions apply
Fees and APR
The lender states that interest equals APR when no fees apply; mortgage-default-insurance premiums included in the mortgage increase APR. Credit approval and other conditions apply.
Published rate3.49% 1-year fixed special

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
A 1.00% fee based on the original mortgage amount applies if the mortgage is paid out, transferred or not renewed with PenFinancial at term end.
PenFinancial Credit Union

5 Year Conventional Fixed

Fixed · 5-year term
First mortgage

Published rate4.89% 5-year conventional fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
PenFinancial Credit Union

5 Year High-Ratio Mortgage

Fixed · 5-year term
First mortgage

Published rate4.54% 5-year high-ratio fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Pine

3 Year Insured Fixed

Fixed · 3-year term
First mortgage

Published rate4.64% 3-year insured fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Pine

4 Year Insured Fixed

Fixed · 4-year term
First mortgage

Published rate4.59% 4-year insured fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Pine

5 Year Fixed Mortgage

Fixed · 5-year term
First mortgage

Published rate4.59% 5-year fixed

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; insured-mortgage criteria apply
Fees and APR
Pine identifies the displayed rates as insured mortgage rates; qualifications and other conditions on the official page apply.
Pine

5 Year Insured Adjustable

Variable · 5-year term
First mortgage

Published rate3.65% 5-year insured adjustable

Checked Oct 29, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.