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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

162 rate options from 65 lenders

Alphabetical by lender
Kindred Credit Union

5 Year Closed Fixed

Fixed · 5-year term
First mortgage

Published rate5.05% 5-year closed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
The lender states APR equals the annual interest rate when no additional borrowing fees apply.
Kindred Credit Union

5 Year High-Ratio Special

Fixed · 5-year term
First mortgage

Published rate4.49% 5-year high-ratio special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
The rate page states APR equals the interest rate when no additional cost-of-borrowing fees apply; lender conditions apply.
Published rate4.75% 5-year CMHC closed

Checked Oct 22, 2026

Lender source
Conditions
Owner-occupied residential property; mortgage-default-insured or high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.89% 5-year discount closed OAC

Checked Oct 26, 2026

Lender source
Conditions
Residential; approval is based on credit, amortization and geography; 60-day rate guarantee applies
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.90% 5-year closed · 20% prepayment privilege

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate7.50% 5-year closed second mortgage

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Libro Credit Union

5 Year Closed 2.5% Cash Back

Fixed · 5-year term
First mortgage

Published rate5.74% 5-year closed · 2.5% cash back

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
The rate includes a 2.5% cash-back feature; repayment and offer conditions apply.
Libro Credit Union

5 Year Closed Fixed

Fixed · 5-year term
First mortgage

Published rate5.14% 5-year closed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Libro Credit Union

5 Year High-Ratio Mortgage

Fixed · 5-year term
First mortgage

Published rate4.44% 5-year high-ratio fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Luminus Financial

5 Year Closed Co-op Mortgage

Fixed · 5-year term
First mortgage

Published rateFrom 4.99% · 5-year closed co-op

Checked Oct 26, 2026

Lender source
Conditions
Residential co-op or co-ownership; lender criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Luminus Financial

5 Year Closed Fixed Mortgage

Fixed · 5-year term
First mortgage

Published rateFrom 5.59% · 5-year closed

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Luminus Financial

5 Year Closed Mortgage Special

Fixed · 5-year term
First mortgage

Published rate4.19% · 5-year closed special

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
Limited-time special; may be withdrawn at any time and cannot be combined with other offers. Rates effective 2026-09-29. APR and fees are not stated; approved credit and other conditions apply.