Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

162 rate options from 65 lenders

Alphabetical by lender

Motor City Community Credit Union

5 Year Fixed Mortgage

Fixed · 5-year term
First mortgage

Published rate4.89% 5-year fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential property; lender membership, credit and qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.

Motor City Community Credit Union

5 Year High-Ratio Mortgage

Fixed · 5-year term
First mortgage

Published rate4.49% 5-year high-ratio

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential property; mortgage-default-insured or high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.

Moya Financial Credit Union

5 Year Closed High-Ratio Mortgage

Fixed · 5-year term
First mortgage

Published rateStarting at 4.19% 5-year closed high-ratio

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential property; mortgage-default-insured or high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.

Moya Financial Credit Union

5 Year Closed Residential Mortgage

Fixed · 5-year term
First mortgage

Published rateStarting at 4.39% 5-year closed

Checked Oct 26, 2026

Lender source

Conditions: Residential property; lender membership, credit and qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.

National Bank of Canada

5 Year Fixed High-Ratio Promotion

Fixed · 5-year term
First mortgage

Published rate4.69% 5-year fixed high-ratio promotion

Checked Oct 15, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: 4.73% APR shown by National Bank; APR assumptions and other conditions are stated on the source page.

nesto

5 Year Insured Fixed

Fixed · 5-year term
First mortgage

Published rate4.59% 5-year insured fixed

Checked Oct 15, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: Lowest advertised insured pricing applies to stated balance, property-value, purchase or switch criteria; other conditions apply.

Northern Birch Credit Union

5 Year Closed Fixed Special

Fixed · 5-year term
First mortgage

Published rate5.14% 5-year closed special

Checked Oct 26, 2026

Lender source

Conditions: Residential property; lender membership, credit and qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.

Northern Birch Credit Union

5 Year High-Ratio Insured Fixed Special

Fixed · 5-year term
First mortgage

Published rate4.79% 5-year high-ratio insured fixed

Checked Oct 26, 2026

Lender source

Conditions: Owner-occupied residential property; mortgage-default-insured or high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.

Northern Credit Union

5 Year Closed Conventional Special

Fixed · 5-year term
First mortgage

Published rate4.79% 5-year conventional special

Checked Oct 26, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: Northern's mortgages page features 4.59% for this special; its rate table shows 4.79%. APR and fees are not stated; lender conditions apply.

Northern Credit Union

5 Year Closed Fixed

Fixed · 5-year term
First mortgage

Published rate6.29% 5-year closed

Checked Oct 20, 2026

Lender source

Conditions: Residential; lender qualification criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Northern Credit Union

5 Year Closed High-Ratio

Fixed · 5-year term
First mortgage

Published rate4.49% 5-year closed high-ratio

Checked Oct 20, 2026

Lender source

Conditions: Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR: APR and fees are not stated for this row on the public rate page; lender conditions apply.

Ontario Educational Credit Union

5 Year Closed Fixed Mortgage

Fixed · 5-year term
First mortgage

Published rate4.79% 5-year closed fixed

Checked Oct 26, 2026

Lender source

Conditions: Residential; conventional mortgages up to 80% LTV and CMHC-insured mortgages up to 95% LTV are described; lender membership and qualification criteria apply; 90-day pre-approval rate guarantee available
Fees and APR: The lender states that assistance with legal and appraisal fees may be available; APR and exact fee assumptions are not stated.