- Conditions
- Secured home equity line of credit
- Fees and APR
- APR assumes a $350 valuation fee
Home equity lines of credit
Explore published HELOC products, costs, and conditions for borrowing against home equity. Read the related comparison.
Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.
FirstOntario Credit Union
MeritLine Home Equity Line of Credit
HELOC · Term not stated
Secured revolving credit
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the rates page; membership, credit approval and underwriting conditions apply.
- Conditions
- Secured home equity plan
- Fees and APR
- No lender fee stated on the public rate page
- Conditions
- Ontario residential · equity-based approval · no published minimum credit score
- Fees and APR
- Lender fee applies; percentage not published · Flexible term · no prepayment fee
- Conditions
- Combined mortgage and home equity line
- Fees and APR
- No separate lender fee stated on the public rate page
- Conditions
- Secured revolving home equity line
- Fees and APR
- No separate lender fee stated on the public rate page
Northern Credit Union
MeritLine Home Equity Line of Credit
HELOC · Term not stated
Secured revolving credit
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions apply.
- Conditions
- Ontario · LTV assessed case by case · appraisal and credit approval required
- Fees and APR
- 2.5% lender fee · open term
- Conditions
- Ontario · LTV assessed case by case · appraisal and credit approval required
- Fees and APR
- 2.5% lender fee · open term
St. Stanislaus–St. Casimir's Polish Parishes Credit Union
Home Equity Line of Credit
HELOC · Term not stated
Secured revolving credit
Published ratePolish Credit Union Prime + 0.50% (5.20% at published 4.70% Prime)
Checked Oct 26, 2026
Lender source- Conditions
- Residential home equity; lender membership, credit and qualification criteria apply
- Fees and APR
- The public page publishes the exact Prime + 0.50% formula and a 4.70% Credit Union Prime rate; APR and other fees are not stated.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- Non-owner-occupied properties add 0.25%. Rate and APR as shown on WFCU's mywfcu.ca rates page; full terms at mywfcu.ca/FinePrint.
- Conditions
- Residential; lender qualification criteria apply
- Fees and APR
- APR and fees are not stated for this row on the public rate page; lender conditions apply.