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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

162 rate options from 65 lenders

Alphabetical by lender
Published rate5.74% 5-year closed posted rate

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.99% 5-year closed fixed high-ratio special

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate4.59% 5-year closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; credit approval and mortgage-default-insurance conditions apply
Fees and APR
The lender states that interest equals APR when no fees apply; a mortgage-default-insurance premium included in the mortgage increases APR. Credit approval and other conditions apply.
PenFinancial Credit Union

5 Year Conventional Fixed

Fixed · 5-year term
First mortgage

Published rate4.89% 5-year conventional fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
PenFinancial Credit Union

5 Year High-Ratio Mortgage

Fixed · 5-year term
First mortgage

Published rate4.54% 5-year high-ratio fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Pine

5 Year Fixed Mortgage

Fixed · 5-year term
First mortgage

Published rate4.59% 5-year fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; insured-mortgage criteria apply
Fees and APR
Pine identifies the displayed rates as insured mortgage rates; qualifications and other conditions on the official page apply.