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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

111 rate options from 43 lenders

Alphabetical by lender
Innovation Federal Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate6.990% interest · 7.123% APR

Checked Oct 22, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.
Innovation Federal Credit Union

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate7.750% interest · 7.777% APR

Checked Oct 22, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.
Kindred Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate8.25% 1-year open

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
The lender states APR equals the annual interest rate when no additional borrowing fees apply.
Published rate7.95% 1-year open posted rate

Checked Oct 22, 2026

Lender source
Conditions
Residential; approval is based on credit, amortization and geography; 60-day rate guarantee applies
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate7.95% 6-month open posted rate

Checked Oct 22, 2026

Lender source
Conditions
Residential; approval is based on credit, amortization and geography; 60-day rate guarantee applies
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate6.90% 1-year open

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate7.25% 6-month open

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Luminus Financial

1 Year Open Co-op Mortgage

Fixed · 1-year term
First mortgage

Published rateFrom 6.10% · 1-year open co-op

Checked Oct 26, 2026

Lender source
Conditions
Residential co-op or co-ownership; lender criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Luminus Financial

1 Year Open Fixed Mortgage

Fixed · 1-year term
First mortgage

Published rateFrom 6.00% · 1-year open

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

1 Year Construction Open

Variable · 1-year term
First mortgage

Published rate6.95% 1-year construction open

Checked Oct 15, 2026

Lender source
Conditions
Residential construction; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.