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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

138 rate options from 48 lenders

Alphabetical by lender
Innovation Federal Credit Union

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate7.750% interest · 7.777% APR

Checked Oct 22, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR assumes the lender's stated $300,000 mortgage, 25-year amortization and $400 appraisal fee.
Kindred Credit Union

5 Year Closed Variable

Variable · 5-year term
First mortgage

Published rate4.45% 5-year closed variable

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
The lender states APR equals the annual interest rate when no additional borrowing fees apply.
L.I.U.N.A. Local 183 Credit Union

Merit Line of Credit

Variable · Term not stated
First mortgage

Published rateStarting at 4.95% merit line of credit

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
L.I.U.N.A. Local 183 Credit Union

Variable Mortgage

Variable · Term not stated
First mortgage

Published rateStarting at 4.95% variable

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Libro Credit Union

5 Year Closed Variable

Variable · 5-year term
First mortgage

Published rateFrom 4.15% · Libro Prime − 0.30%

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Mainstreet Credit Union

1 Year Construction Open

Variable · 1-year term
First mortgage

Published rate6.95% 1-year construction open

Checked Oct 15, 2026

Lender source
Conditions
Residential construction; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

5 Year Closed High-Ratio Variable

Variable · 5-year term
First mortgage

Published rate3.45% 5-year closed high-ratio variable

Checked Oct 15, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Mainstreet Credit Union

5 Year Closed Variable

Variable · 5-year term
First mortgage

Published rate3.70% 5-year closed variable

Checked Oct 15, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Manulife Bank

Manulife One 5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate4.95% APR · Manulife One Base + 0.00%

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The official table displays this figure as APR; product conditions and any applicable fees are described by Manulife Bank.
Manulife Bank

Manulife Select 5 Year Closed Variable

Variable · 5-year term
First mortgage

Published rate4.45% APR · Manulife Bank Prime + 0.00%

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The official table displays this figure as APR; product conditions and any applicable fees are described by Manulife Bank.
Manulife Bank

Manulife Select 5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate5.45% APR · Manulife Bank Prime + 1.00%

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The official table displays this figure as APR; product conditions and any applicable fees are described by Manulife Bank.