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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

111 rate options from 43 lenders

Alphabetical by lender
Mainstreet Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate9.45% 1-year open

Checked Oct 15, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender qualification criteria apply.
Manulife Bank

Manulife One 5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate4.95% APR · Manulife One Base + 0.00%

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The official table displays this figure as APR; product conditions and any applicable fees are described by Manulife Bank.
Manulife Bank

Manulife Select 5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate5.45% APR · Manulife Bank Prime + 1.00%

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The official table displays this figure as APR; product conditions and any applicable fees are described by Manulife Bank.
Published rate7.99% 1-year open

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rateStarting at 5.99% 1-year open

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Moya Financial Credit Union

Open Variable Mortgage

Variable · Term not stated
First mortgage

Published rateStarting at Prime + 1.00% (5.45% at published Prime 4.45%)

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Northern Credit Union

1 Year Open Fixed

Fixed · 1-year term
First mortgage

Published rate8.99% 1-year open

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate6.45% 5-year open variable

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Northern Credit Union

6 Month Open Fixed

Fixed · 6-month term
First mortgage

Published rate8.50% 6-month open

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate8.00% 1-year open fixed

Checked Oct 26, 2026

Lender source
Conditions
Residential; conventional mortgages up to 80% LTV and CMHC-insured mortgages up to 95% LTV are described; lender membership and qualification criteria apply; 90-day pre-approval rate guarantee available
Fees and APR
The lender states that assistance with legal and appraisal fees may be available; APR and exact fee assumptions are not stated.