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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

168 rate options from 20 lenders

Alphabetical by lender
Published rate11.99% indicative

Checked Oct 26, 2026

Lender source
Conditions
Ontario single-family residential · equity-based lending
Fees and APR
3% lender fee · direct borrower broker fee equals lender fee · $4,000 minimum · $375 application fee
Northside MIC

Residential First Mortgage

Private · Term not stated
First

Published rateStarting at 8.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2% · 6–12 month term · application and commitment fees may apply
Northside MIC

Residential Second Mortgage

Private · Term not stated
Second

Published rateStarting at 10.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario property · location and property premiums may apply
Fees and APR
Fees starting at 2% · 6–12 month term · application and commitment fees may apply
Readi Financial

1 Year Closed Private First Mortgage

Private · 1-year term
First mortgage

Published rateStarting at 8.99%

Checked Oct 26, 2026

Lender source
Conditions
Residential properties in urban, suburban and selected rural Ontario markets; file-specific pricing applies
Fees and APR
Starting lender fee is 2%; final pricing depends on the property, exit strategy and the client’s overall financial strength.
Readi Financial

1 Year Closed Private Second Mortgage

Private · 1-year term
Second mortgage

Published rateStarting at 10.99%

Checked Oct 26, 2026

Lender source
Conditions
Residential properties in urban, suburban and selected rural Ontario markets; file-specific pricing applies
Fees and APR
Starting lender fee is 2.5%; final pricing depends on the property, exit strategy and the client’s overall financial strength.
Published rateStarting at 9.50%

Checked Oct 26, 2026

Lender source
Conditions
Ontario residential · no minimum Beacon · standard maximum 70% LTV, with 75% considered exceptionally
Fees and APR
Lender fee starting at 1% · 1 day to 12 month open or closed term
Published rateStarting at 11.50%

Checked Oct 26, 2026

Lender source
Conditions
Ontario residential · no minimum Beacon · standard maximum 70% LTV, with 75% considered exceptionally
Fees and APR
Lender fee starting at 1% · 1 day to 12 month open or closed term
RiverRock MIC

First Mortgage

Private · Term not stated
First

Published rateStarting at 5.99%

Checked Oct 26, 2026

Lender source
Conditions
Residential mortgage · final pricing depends on underwriting
Fees and APR
Lender fee as low as 2%
RiverRock MIC

Second Mortgage

Private · Term not stated
Second

Published rateStarting at 8.99%

Checked Oct 26, 2026

Lender source
Conditions
Residential mortgage · final pricing depends on underwriting
Fees and APR
Lender fee as low as 2%
Published rateStarting at 6.99%

Checked Oct 26, 2026

Lender source
Conditions
Ontario residential mortgage; low-documentation underwriting with no published minimum Beacon score
Fees and APR
Rates and fees vary with LTV, location, loan size and risk; the public sheet does not state a reusable APR or fee amount.