WhichLender.caYour comparison 0

Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

118 rate options from 61 lenders

Alphabetical by lender
Published rate4.29% 3-year high-ratio special

Checked Oct 20, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate4.69% 3-year closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Residential; conventional mortgages up to 80% LTV and CMHC-insured mortgages up to 95% LTV are described; lender membership and qualification criteria apply; 90-day pre-approval rate guarantee available
Fees and APR
The lender states that assistance with legal and appraisal fees may be available; APR and exact fee assumptions are not stated.
Published rate5.72% 3-year closed posted rate

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.04% 3-year new-money closed fixed special

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.89% 3-year closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; credit approval and mortgage-default-insurance conditions apply
Fees and APR
The lender states that interest equals APR when no fees apply; mortgage-default-insurance premiums included in the mortgage increase APR. Credit approval and other conditions apply.
Pine

3 Year Insured Fixed

Fixed · 3-year term
First mortgage

Published rate4.64% 3-year insured fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Published rate4.79% 3-year closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Published rate4.15% 3-year featured closed fixed

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; 25-year amortization or less; conventional or CMHC-insured high-LTV programs are described; lender criteria and restrictions apply
Fees and APR
4.2491% APR shown by SBI Canada Bank based on a $550,000 mortgage, 25-year amortization, monthly payments, a $500 valuation fee and $1,500 estimated legal fees; lender criteria and restrictions apply.