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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

111 rate options from 43 lenders

Alphabetical by lender
Tandia Financial

6 Month Standard Open

Fixed · 6-month term
First mortgage

Published rate8.25% 6-month standard open

Checked Oct 26, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
The lender states APR assumptions and notes that legal, appraisal, processing and discharge fees may apply.
Published rateAs low as 7.80% interest · 7.814% APR

Checked Oct 19, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR is based on the lender's stated $300,000 mortgage, 25-year amortization, monthly payments and $350 valuation fee.
Published rateAs low as 7.50% interest · 7.513% APR

Checked Oct 19, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR is based on the lender's stated $300,000 mortgage, 25-year amortization, monthly payments and $350 valuation fee.
THINK Financial

No Commitment 5 Year Open Variable

Variable · 5-year term
First mortgage

Published ratePrime − 0.25% (4.20%)

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential; insured or insurable criteria apply
Fees and APR
Fully open variable product with no payout penalty; THINK states the spread off prime, and 4.20% uses the 4.45% prime. Other conditions apply.
Published rate5.74% starting · 60% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
1.25% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate6.00% starting · 65% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
1.25% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate7.00% starting · 75% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
1.75% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate9.45% starting · 80% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
2.50% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate7.95% starting · 60% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
2.50% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate8.45% starting · 65% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
2.50% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.
Published rate9.95% starting · 75% LTV

Checked Oct 26, 2026

Lender source
Conditions
Private mortgage subject to application review; minimum published Beacon score is 600 and income documents may be required
Fees and APR
2.50% lender fee; rates and LTV remain subject to case-by-case review and may change without notice.