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Compare mortgage rates

Search published products from lenders serving Ontario. Compare rates, fees, and conditions side by side.

Browse published conditions; results do not determine eligibility. Ontario coverage is not a guarantee of availability at every address.

138 rate options from 48 lenders

Alphabetical by lender
Moya Financial Credit Union

Open Variable Mortgage

Variable · Term not stated
First mortgage

Published rateStarting at Prime + 1.00% (5.45% at published Prime 4.45%)

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
nesto

3 Year Insured Variable

Variable · 3-year term
First mortgage

Published rate3.60% 3-year insured variable

Checked Oct 15, 2026

Lender source
Conditions
Owner-occupied residential; default-insured/high-ratio criteria apply
Fees and APR
Lowest advertised insured pricing applies to stated balance, property-value, purchase or switch criteria; other conditions apply.
nesto

5 Year Insured Variable Mortgage

Variable · 5-year term
First mortgage

Published rate3.41% 5-year insured variable

Checked Oct 15, 2026

Lender source
Conditions
Owner-occupied residential; default-insured criteria apply
Fees and APR
APR and fees are not stated for this row on the public comparison page; qualification and lender conditions apply.
Northern Birch Credit Union

5 Year High-Ratio Insured Variable Special

Variable · 5-year term
First mortgage

Published rate3.79% 5-year high-ratio insured variable

Checked Oct 26, 2026

Lender source
Conditions
Owner-occupied residential property; mortgage-default-insured or high-ratio criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Northern Credit Union

5 Year Open Variable

Variable · 5-year term
First mortgage

Published rate6.45% 5-year open variable

Checked Oct 20, 2026

Lender source
Conditions
Residential; lender qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions apply.
Ontario Educational Credit Union

Meritline Home Equity Line of Credit

Variable · Term not stated
First mortgage

Published rateAs low as 4.45% home-equity line of credit

Checked Oct 26, 2026

Lender source
Conditions
Residential; conventional mortgages up to 80% LTV and CMHC-insured mortgages up to 95% LTV are described; lender membership and qualification criteria apply; 90-day pre-approval rate guarantee available
Fees and APR
The lender states that assistance with legal and appraisal fees may be available; APR and exact fee assumptions are not stated.
Ontario Educational Credit Union

Variable Mortgage

Variable · Term not stated
First mortgage

Published rateAs low as 4.45% variable

Checked Oct 26, 2026

Lender source
Conditions
Residential; conventional mortgages up to 80% LTV and CMHC-insured mortgages up to 95% LTV are described; lender membership and qualification criteria apply; 90-day pre-approval rate guarantee available
Fees and APR
The lender states that assistance with legal and appraisal fees may be available; APR and exact fee assumptions are not stated.
Oshawa Community Credit Union

Meritline First Mortgage

Variable · Term not stated
First mortgage

Published ratePrime + 0.75% (5.20% at published Prime 4.45%)

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Oshawa Community Credit Union

Meritline Second Mortgage

Variable · Term not stated
Second mortgage

Published ratePrime + 1.75% (6.20% at published Prime 4.45%)

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.
Oshawa Community Credit Union

Variable-Rate First Mortgage

Variable · Term not stated
First mortgage

Published ratePrime + 0.75% (5.20% at published Prime 4.45%)

Checked Oct 26, 2026

Lender source
Conditions
Residential property; lender membership, credit and qualification criteria apply
Fees and APR
APR and fees are not stated for this row on the public rate page; lender conditions and approval criteria apply.