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Land and pre-development lenders in Ontario

24 lenders that lend in Ontario describe this type of lending on their own websites. They are listed alphabetically; this is not a ranking or a recommendation, and it does not tell you whether you qualify.

First Source Mortgage Corporation

Private lender

Offers
Land and pre-development loans
Stated loan size (any product)
Not stated
Highest stated LTV (any product)
75%
Where they lend
Urban Ontario from London to Ottawa · Cottage country (selectively) · Urban Ontario (London to Ottawa)
How to apply
Directly or through a mortgage broker

Lender website, checked Oct 30, 2026

MCAP

Construction lender

Offers
Land and pre-development loans
Stated loan size (any product)
Not stated
Highest stated LTV (any product)
Not stated
Where they lend
Canada
How to apply
Not stated

Lender website, checked Oct 30, 2026

Richview Capital MIC

Mortgage investment corporation

Offers
Land and pre-development loans
Stated loan size (any product)
Up to $5 million
Highest stated LTV (any product)
75%
Where they lend
Greater Toronto Area · Ontario
How to apply
Directly or through a mortgage broker

Lender website, checked Oct 30, 2026

Trez Capital

Construction lender

Offers
Land and pre-development loans
Stated loan size (any product)
Up to $100 million
Highest stated LTV (any product)
Not stated
Where they lend
Canada · United States
How to apply
Directly or through a mortgage broker

Lender website, checked Oct 30, 2026

Questions to ask a lender

About this list

Each lender appears because its own website describes this type of lending. We record the page and the date we checked it. Loan sizes and loan-to-value figures here are the highest or widest the lender states for any of its products, so a limit for this type of lending may be lower; open a lender’s profile for details. “Not stated” means we could not find it on the lender’s website, not that the answer is no. Criteria change; confirm details with the lender or a licensed mortgage professional before you rely on them.

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